Nobody likes that. We review annuity products nearly every day, so if you’ve got a question or want to have one annuity tested against another, we’re the people who can help. 1. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up all over the. The Annuity Gator’s End Take on the New York Life Annuity: Guaranteed Lifetime Income Where this annuity works best: Although an immediate annuity may not be the ideal solution for everyone’s needs, this product could be a good option for you if you are seeking the following key benefits:My name is Kyle Morgan. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the Kansas City Life GrowthTrack Flexible Deferred Fixed Annuity Where this annuity works best: While it admittedly has a few flaws, the GrowthTrack Flexible Deferred Fixed Annuity from Kansas City Life Insurance Company could still be a viable option for those who are seeking the following benefits:Throughout the years, the company has merged and grown into a large insurance and annuity marketplace that now generates in excess of $250 million in new premiums each year, and (as of year-end 2018), held more than $530 million in total assets. You can reach us by phone at (888) 440-2468, or you can send us an email via our secure online contact form. With the Elite Access Advisory annuity from Jackson National, you will run into a number of charges, which in turn can have a negative impact on your overall return. The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. 4,789 likes · 144 talking about this. In other words, this product is a variable and index-linked annuity contract that provides for the accumulation of retirement savings, on a tax-deferred basis. 0 Where it works the best: You may want to consider the Prudential HDLI v3. These indexes serve as benchmarks for market growth and determine the annuity’s returns during the contract term or term length. The future results can be an essential factor, though, as they can ultimately make a difference in how your annuity performs – and in turn, how much income you can garner from the annuity in retirement. The Annuity Gator’s End Take on the Protective Life Insurance Company’s Income Creator Annuity. Better to lock in a guaranteed lifetime income. 2 billion. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. This means that the interest rate you choose will be guaranteed until the end of the initial guaranteed option period. Balanced safety and growth. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps. Likewise, there is also a fee to add the optional guaranteed minimum death benefit. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. In addition, based on the Wink Sales Rankings, Equitable’s Secure Savings 5 annuity was #1. | Read 141-160 Reviews out of 3431 review US Feb 5, 2021 Invited Hidden costs and fund participation rate variances explained by Annuity Gator Initial contact was expedient. Annuity Gator provided the contact with Joshua, and I am glad they did. Downside protection. If you’re still considering the Farm Bureau Select IV New Money 4. The Annuity Gator’s End Take on the Nationwide Life Nationwide Summit AnnuityThe Annuity Gator’s End Take on the Great American AssuranceSelect 7 Plus Annuity Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those. The Annuity Gator’s End Take on the Allianz 222 Annuity with Protected Income Value (PIV): Where it works best: For producing a reliable, “pension-like” guaranteed income stream / lifetime withdrawals (although there are other annuities with higher guaranteed income at this time) Annuity Gator pledges only to recommend annuities that are the right fit for your retirement funding and circumstances. So, if you would like to get a better. My name is Jason Siebert. The fees that are paid for an annuity are absorbed by the dividends they pay and are only apparent if you go looking for them. 25%. 0 Where it works the best: You may want to consider the Prudential HDLI v3. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. 5%. Annuity Gator educates investors on the benefits and advantages of choosing to invest in annuities. Use the form on our website and one of the AnnuityGator. The Annuity Gator’s End Take on the American Classic Annuity from American Life Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal Slow and steady tax-deferred growth An interest rate guarantee for a set period of timeLearn More About Me. If you’re still considering the Farm Bureau Select IV New Money 4. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. An annuity is designed to give you income. And, if you choose the lifetime income option, this. At Annuity Gator, we don’t think you should have to stay in a product that is no longer fitting your needs. My name is Robert ”Bob” Gardner. What's the biggest question that you have about annuities? *. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. According to the Jackson National Life Insurance Company brochure on the BonusMAX One annuity, this product is a flexible premium deferred fixed annuity that can provide you with the following benefits: Preservation of principal. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those. The Annuity Gator’s End Take On Preference Plus MetLife Variable Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as “Fixed Income” option is elected to guaranteed a consistent income payout) For producing an income for life that cannot be outlived by a surviving spouse According to the Allianz Endurance Plus Annuity Product Profile, this is a fixed indexed deferred annuity that offers a bonus and enhanced interest that is added to the product’s Enhanced Withdrawal Benefit (EWB) value. 4 billion in operating revenues and operating income in excess of $774 million,. Annuity Gator – Ryan Smith Bio. Learn More About Me. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Compare the annuity’s performance against. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. Best, The Annuity Gator P. Sources Retirement Uses for Your Health Savings Account (HSA). The Annuity Gator’s End Take on the General American Power Select Plus Fixed Index Annuity Where it works the best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works the worst:These include the following: Annual contract fee (if the annuity’s contract value is below $25,000) – $30. Identify the long-term impact of your annuity fees (on your annual returns, initial deposit, and income). We can be reached by phone at (888) 440-2468 , or by sending us an. Learn More About Me. The smart way to get honest annuity guidance. We strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. Considered strong and stable financially, Upstream has been assigned a B++ rating from A. 40%. com team members will personally. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. Annuity Gator specializes in helping Americans financially prepare for retirement with the proper use of annuities and income planning strategies. Annuity Gator. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. With a retirement annuity, you can grow your savings on a tax-deferred basis. Annuity Gator connects its customers to a wide range of annuity providers. The Jackson National Perspective II variable annuity has had its ups and downs throughout the years. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. The Annuity Gator’s End Take on the SecureOption 9 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. Annual withdrawals of 3. So, if you would like to learn more, feel free to contact us at (888) 440-2468 , or send us an email by going to our secure online form . ) By paying this fee, your money will grow or step-up in a separate account. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. My name is William Seeley. The Annuity Gator’s End Take on the American Pathway SolutionsMYG Annuity from AIG / American General Where it works the best: This annuity could be a good option for those who are seeking the following: A fixed rate of interest over time; Safety of principal, regardless of what happens in the market;The Annuity Gator’s End Take on the Midland National Life LiveWell Fixed Index Annuity Where it works the best: This annuity could be a good option for you if you are: Looking for a set amount of guaranteed income in retirement; Seeking protection of premium against losses due to market downturns and fluctuations;The Annuity Gator’s End Take on the Midland National Life MNL Endeavor Fixed Indexed Annuity Where it works the best: The Midland National Life MNL Endeavor 8 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growthThe Annuity Gator’s End Take on the Bankers Life & Casualty Premium Bonus IA Annuity Where it works the best: This annuity could be a good option for you if you are: Looking for a set amount of guaranteed income in retirement; Seeking protection of premium against losses due to market downturns and fluctuations;My name is Marcus Brutoco. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a. The Annuity Gator’s End Take on the Athene Agility 7-Year Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in. Income that can keep pace with inflation and market growth. 00%. The Annuity Gator’s End Take on the Thrivent Secure Retirement Builder FIA Annuity Given the many benefits associated with the Thrivent Secure Retirement Builder fixed indexed annuity, it could be a viable option if you are seeking the following features: Opportunity for growthAll of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. TIP: Only one kind of annuity invests in mutual funds: the variable annuity. Date of experience: February 09, 2021The Annuity Gator’s End Take on the Prudential PruSecure Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those who are looking for the opportunity to attain market-related growth. For instance, this annuity can provide you with a personal pension-like income. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. The Annuity Gator’s End Take on the Mass Mutual Odyssey Select 7-Year MYGA Annuity Where this annuity works the best: If you want principal protection; If you are seeking an interest rate guarantee; If you plan to use the guaranteed income feature; Where this annuity works the worst: If you want the opportunity for a higher rate of returnOpening Thoughts on the Pacific Life Pacific Mariner 3 Year Annuity. That is because the Allianz MasterDex X annuity, even with the Simple Income Rider, will not likely produce much more than a 5% return overall. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. We want you to be able to determine for yourself whether or not the annuity that is being discussed truly makes sense for your specific goals and needs. So, if you would like more details, feel free to set up a time to chat with an Annuity Gator retirement income expert. Plus, if you withdraw funds from the annuity when you are under. Ouch. The company specializes in annuities, as well as mutual funds, retirement plans, and life insurance coverage. But the tradeoff here is these riders oftentimes require an added expense. This seemingly endless stream of annuity. At Annuity Gator, we specialize in educating consumers – and financial advisors – on how to secure streams of reliable, ongoing income in retirement, which can alleviate the concern about running out of money when you need it the most. Jackson National Life Insurance Company has been in operation since 1961. For instance, this annuity has ten years of back-end surrender charges. The surrender charges on the Allianz Life 360 Annuity run for ten years – which is actually quite a long time, even in the annuity arena. But, if you are leaning towards the Northwestern Mutual Fee Based Select Variable Annuity, then it could be a viable option for you if you are seeking. The Annuity Gator’s End Take on the Lincoln Financial MYGuarantee Plus Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If. 20% for a single Life or 2. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. How to get guaranteed increasing income for the rest of your life. 75%. This is particularly the case as the stock market has been so volatile, and unpredictable – in turn, leaving some investors high and dry (or more like low and dry) when it comes to achieving returns. 5:38 PM, 19 February 2019 . Despite the current volatility in the market and the low. OneAmerica/The State Life Insurance Company describes the Annuity Care ll as a guaranteed interest rate annuity that is combined with the protective elements for end of life care. In this case, for instance, it provides greater downside protection in the case of a market downturn. The minimum rate of return on the Horace Mann Capital Bonus 2 annuity is 1%. The insurance company that offers the annuity that you select will then compensate us for helping you find the right annuity. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations. It may take a couple of days to be placed on our site, so please check back later this week or early next to read over the information on this. The Annuity Gator’s End Take on the Midland National MNL Guarantee Ultimate ll 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime incomeThe Annuity Gator’s End Take on the Securian MyPath Ascend 2. These charges will start at 9% and grade down each year until year ten. 75% to 6%, depending on your age and the income. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. Annuities are not usually associated with the best way for that. The Annuity Gator’s End Take on the MasterDex X Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as Simple Income rider is elected, and used shortly after purchase) For producing an income for life that cannot be outlived by a surviving spouse;In addition to the 6-year annuity, there is also an 8-year and a 10-year. Learning about how annuities work is essential for determining whether or not a. These charges typically apply to withdrawals taken out of the account during the first six to eight years, and they are one-time fees, but surrender periods could last for as long as 10 years. Despite the current volatility in the. Learn More About Me. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the American General Power Advantage 10 Fixed Index Annuity Where it works best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works worst:Opening Thoughts on the Perspective II Variable Annuity. Feel free to contact us any time to ask a question or set up a time to chat with an annuity specialist. In this case, the option with the compounding IAV rate of 6% will cost you an annual rider fee of 1%, while the Lifetime Income Benefit and. Annuity Gator. Guaranteed lifetime income in retirement. Initial contact was expedient. 35%. This annuity offers an initial rate guarantee of four years that begins on the issue date of the annuity contract. Best (as of June 2018) and an A- (Strong) from Standard & Poor’s. Our licensed annuity professionals are independent and are not captive or beholden to any particular insurance company. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirementThe Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. These contributions are tax-deductible and they grow tax-deferred. I think Mr. Fixed index annuities are a type of fixed annuity. As of mid-2020, Security Benefit Life held more than $41 billion in consolidated assets under management, and statutory revenue of nearly $5 billion. 21% and 1. 2 billion in equity. We look forward to helping you protect the ones you love with your own unique legacy. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. We offer this testing for free at Annuity Gator. But, if you are leaning towards the Fidelity Investment Life Insurance Company Personal Retirement Variable Annuity, then it could be a viable option for you if you are. The company is considered to be strong and stable financially, and because of that it has earned an A- (Excellent) rating from A. If you would like to learn more about which annuity – if any – could fit in with your financial objectives, just give Annuity Gator a call and talk with an annuity specialist. He took the time to educate me on the alternatives available in the field of annuities. We have been doing this very well for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the following features: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. The Annuity Gator’s End Take on the Guarantee Income Life Insurance Company’s FlexPlus 5 Deferred Annuity Where this annuity works best: While this annuity may not be right for everyone, it could be a good alternative for those who are seeking the following benefits: Guaranteed growth; Protection of principal; Lifetime income in retirementGet free annuity feedback and guidance instantly without having to talk to a high-pressure sales agent. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. For instance, this annuity can provide you with a personal pension-like income. Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. How to get guaranteed increasing income for the rest of your life. Annuity Gator. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies. We launched our educational blog to provide objective and helpful information to help you financially prepare for retirement. My name is Matthew Taub. The Annuity Gator’s End Take on the Global Atlantic ForeAccumulation ll Fixed Indexed Annuity. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. The company’s mission is to dispense honest guidance,. My name is Ryan Smith, and I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Learn More About Me. For investors who have a high tolerance for risk. It’s our firm belief that when. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Annuity Gator is comprised of a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. The company held approximately $158 billion in total assets as of year-end 2017, as well as more than $11. 75% to 6%, depending on your age and the income option. When the market experiences an upward trend, the returns inside the annuity increase. 20% for a single Life or 2. The Annuity Gator’s End Take on the Lincoln ChoicePlus Assurance Variable Annuity Where it works best: For investors who have a high tolerance for risk. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. The opportunity for additional, index-linked. At Annuity Gator, we are a team of experienced financial and annuity professionals who specialize in providing in-depth, and unbiased, annuity reviews on the Internet. 8 350 total 83% 5% 2% 2-star 2% 1. This is a good example of why consumers absolutely need to run the numbers before moving forward with the purchase of an annuity – as these products will oftentimes take a large percentage of you overall retirement savings, and they are quite difficult to get out. There are some other key features to consider with the. The Annuity Gator’s End Take on the Lincoln American Legacy Variable Annuity Where it works best: When considering the Lincoln American Legacy annuity, it can often work best in situations where an investor wants to be invested in the market, but yet is concerned with taking on too much risk. The Annuity Gator’s End Take on the American National Palladium Century 1 Annuity. The Annuity Gators End-Take on the Nationwide Destination C Variable Annuity. You will also find that as of late June 2019, the company had closed out 136 complaints over the past. The Annuity Gator’s End Take on the F&G Next Generation Accumulation Annuity – Power Accumulator Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principalThe Annuity Gator’s End Take on the Midland National Life Paragon Plus 14 Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. The NWL Global Lookback is a Fixed Index Annuity very different than anything I’ve seen on the market. If you’re still considering the Safe Haven 5 annuity from Atlantic Coast Life Insurance. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The Annuity Gator’s End Take on the Jefferson National Monument Advisor Annuity Product Where this annuity works best:Jackson National describes the RateProtector annuity as a multi-year fixed annuity that offers 3-, 5-, or 7-year interest rate guarantee options. For investors who have a family history of life longevity. This annuity tracks the S&P 500 index. The Annuity Gator’s End Take on the Jackson National Elite Access Advisory Variable Annuity Where it works the best: For those who are seeking the opportunity for a higher rate of return; For those who have a higher tolerance for risk; Where it works the worst: If you have a low tolerance for risk; If you are seeking protection of principal The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. Annuity Gator Annuity Gator Reviews 350 • Excellent 4. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market;The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth;The Annuity Gator’s End Take On The Prudential Variable Annuity. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with. As of year-end 2018, American Equity. Our primary focus is on helping consumers and financial advisors to better understand how these products work, and where annuities may or may not fit in the overall planning process. And, because of the in-depth reviews that we provide, we have become a highly. The Annuity Gator’s End Take on the Great American Index Protector 7 Fixed Index Annuity Where it works the best: Even with all of its enticing features, the Index Protector 7 annuity may or may not be right to everyone. Beware of these annuity websites. The Lifetime Income Benefit with the IAV rate of 5. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. The Annuity Gator Blog: Annuities. So, at that time (fall 2021), there is no track record on which to base its performance. My name is Mark Shelby, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. What's the biggest question that you have about annuities? *. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. Annuity Gator, Cortaro, Arizona. This means that regardless of future economic conditions. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. For instance, the Better Business Bureau has given Athene an overall grade of C-. For years, we’ve made the annuity comparison process easy and understandable – which in turn, can make the annuity buying process much less. 60% a year, and the maximum annual fee for the life of the contract is 2. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. 4 Comments . The Annuity Gator’s End Take on the Northwestern Mutual Select Platinum Annuity Where it works best: There are several areas where this annuity could work well, such as for those who are seeking: Protection of principal – regardless of what occurs in the market A set interest rate for a guaranteed period of timeOur experts place a key focus on retirement income and related needs. Although these fees can be steep, they are roughly the same that would be paid to a financial advisor managing stocks. Where it works best: This particular annuity will typically work the best if you are looking for: A long-term interest rate guarantee (7 years initially) Safety of principal Guaranteed lifetime income; Where it works worst:The Annuity Gator’s End Take on the Eagle Life Insurance Company’s Eagle Platinum Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A set interest rate guarantee; Safety of principal; Guaranteed lifetime income; Where it works worst: This annuity may not work well if you:My name is Richard Scott. Any time you are considering a high-dollar financial decision, it is best to get advice that is as objective as possible from a knowledgeable source. At Annuity Gator, we specialize in helping people understand annuities and how these financial vehicles can help to supplement retirement income. 70% for joint life (both you and your spouse. So, if you are still considering the. The Annuity Gator’s End Take on the AIG / American General American Pathway Annuity Where this annuity works best: This annuity may be a good product for those who are looking for the following benefits: A fixed rate guarantee. The Annuity Gator’s End Take on the Western United Life Navigator Elite MVA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. Read 6 reviews from customers who rated Annuity Gator 1. My name is Andrew Wallop. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. One thing not discussed in the report though is the real reason to use annuities (for some investors): to get a guaranteed lifetime income they cannot outlive . Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to. 00%. Annuities are a highly unique. The contract also offers a 2% interest bonus in the first contract year and a 1% interest bonus in the second. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. You could also be subject to an annual maintenance fee of either $50 or 2% of the account value – whichever amount is less. Hi Ken – Thank you for your comment. The Annuity Gator’s End Take on the Pacific Life Pacific Index Foundation Fixed Index Annuity Where it works best: The Pacific Index Foundation fixed indexed annuity could be a viable choice for you if you are seeking the following: Protection of your principal; The potential for higher growth than with a regular fixed annuity or CDThe Annuity Gator’s End Take on the Midland National Dynamic Choice 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime income in the futureThe Annuity Gator’s End Take on the Sentinel Security Life Guaranteed Income Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income; Safety of principal; Slow and steady growth over time; Where it works the worst: This annuity may not be an ideal fit if you:At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. [/desktoponly] Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. We have compiled the current annuity rates from top-rated insurance carriers that provide income now, income later, or are designed to securely grow your. ) By paying this fee, your money will grow or step-up in a separate account. My name is Mark Newman. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. The Annuity Gator’s End Take on the Great American Index Summit 6 Annuity Where it works the best: If you want the opportunity for a higher return than a regular fixed annuity; If you have a higher risk tolerance; If you plan to use the guaranteed income feature; Where it works the worst: If you want principal protection for all funds in the. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with higher guaranteed income at this time) For producing an income for life that cannot be outlived by a surviving spouse Annuity details can be somewhat cumbersome to digest. Consultations with the company are free. So, if you would like to set up a time to talk with an Annuity Gator retirement income expert, feel free to contact us by phone at (888) 440-2468 or via email, through our secure online contact form. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps you make. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies based on your goals and needs. I would like to thank Annuity Gator for their honesty, professionalism, and great expertise. At Annuity Gator, we are a team of experienced annuity specialists who focus on offering very in-depth – and unbiased – reviews on fixed, indexed, and variable annuity products. Despite the current volatility in the. The Annuity Gators End-Take on the Transamerica Variable Annuity Series C-Share. So in this scenario, you would actually be guaranteed a rate of 4. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time)The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. That is because you can count on a set amount of income for as long as you need it – no matter how long that may be. Penn Mutual Insurance Company describes the Premier annuity as a type of retirement plan that includes the following benefits: Strong retirement savings growth potential. schedule your web demo. The Annuity Gator’s End Take on the Atlantic Coast Life Safe Haven 5 Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. Annuity Gator Terry Heys, CEO of Annuity Gator This is where text would go about annuities and explaining the video telling people why annuities are the way to. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations; we are not beholden to any. In fact, within a relatively short time for an insurer. Learn More About Me. 0 is a 6-year annuity that offers investors several different time periods to choose from in terms of generating potential return and protection. With this annuity, there is an annual insurance charge of 0. The Annuity Gator’s End Take on the Symetra Select 5 Multi-Year Guaranteed Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The product literature for the Reliance Standard Life Apollo MVA annuity describes this product as being “a smart choice for safety conscious individuals seeking financial security. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. This annuity allows you to turn a lump sum of money into a steady income stream right way. The Annuity Gator’s End Take on the Great West Smart Track Advisor Variable Annuity Where it works best: The Smart Track Advisor Variable Annuity from Great West Financial can be a viable option for those who: Are seeking the opportunity for a higher rate of return; Have a higher risk tolerance, and can better endure the ups and downs of the. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no fees Welcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity. Annuity Gator sent 3 emails to confirm my phone appointment, but when the time came, their agent totally forgot about it. These contributions are tax-deductible and they grow tax-deferred. Annuity Basics. Here, this annuity charges additional fund platform fees that can range from . Despite the current volatility in the market and the low interest. That’s where having an Annuity Investigator who loves math comes in. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. A Fixed Index Annuity (FIA) is a simple contract between you and an insurance company, but it’s often called a hybrid annuity. This annuity is available to applicants who are up to age 85, and the annuity allows a minimum premium of $5,000 and a maximum of $500,000. The Annuity Gator’s End Take on the Athene Income Select Bonus Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth; Safety of principal; A long-term commitment to the product;How the Solutions MYG 6 Annuity is Described. So, if you have questions – or if you’d like to discuss whether or not an annuity is right for you – contact us at (888) 440. After researching a 60 and 115% fund index rates I noticed that after the initial period of 12 to 24. The Annuity Gator’s End Take on the Allianz Master Dex 10 Fixed Indexed Annuity Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementAt Annuity Gator, we focus on educating consumers (and financial professionals) on how annuities work, and where certain types of annuities might fit into an overall retirement plan. These begin in Year 1 at 9%, and they gradually grade down to . Fisher is spot on in sharing the importance of keeping costs low. If you have been seeking more information about annuities online, you have. However, the fine points and pitfalls of the annuity suggested were not fully explained. Despite the current volatility in the market and the low. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. Plus, if you take withdrawals from the annuity before you turn age 59 1/2, you could also incur an additional 10% early withdrawal penalty from the IRS. The Annuity Gator’s End Take on the SecureOption 3 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. For additional flexibility, this product also offers three different crediting methods, four index options, and a fixed. 5 billion in assets, and had nearly $13 billion of total life insurance in force. product was identified and information sent. 8 VERIFIED COMPANY annuitygator. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Indexed Annuity; Deferred Annuity; Fixed Annuity; Variable Annuity; Annuity Reviews. All of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. Basically, it has an option that tracks 4 different equity indexes and after a year is complete it “looks back” at the four and allocates your money retroactively toward the index that performs the best. Hi Diane – I wanted to follow up with you again and let you know that we have completed our review of the ForeAccumulation ll annuity. At Annuity Gator, we take the frustration out of shopping for annuities. ”. American Equity Investment Life offers a variety of annuities, including: Fixed Fixed Index Immediate Traditional fixed annuities can help you to. After waiting 20 minutes, I called in to inquire what was going on, and then about 1/2 hour later, Brian called acting as if nothing were wrong. Annuities Explained. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. 60% a year, and the maximum annual fee for the life of the contract is 2. 50% in Year 10, until they reach 0% in Year 11 and thereafter. At Annuity Gator, our mission is to help people understand how retirement income works, and how it can alleviate the concern about running out of money in the future. The Annuity Gator’s End Take on the Midland National MNL IndexBuilder 10 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a. 0 out of 5. But it will typically work the best for those who are seeking the following attributes:The Annuity Gator’s End Take on the Lincoln Impact Advantage Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal; Guaranteed income in retirementWhile an annuity can provide you with a stable income source in retirement, not all annuities operate the same. The Annuity Gator’s End Take on the Nationwide Life Destination Architect 2. That’s why we work with consumers to help them better understand how annuities work, and how certain annuities may or may not be right for particular goals and needs. The Annuity Gator’s End Take on the Global Atlantic Income 150+ Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeHere at Annuity Gator, we are a team of experienced financial pros who are intent on offering the most comprehensive and unbiased annuity reviews. The Annuity Gator’s End Take on the Lincoln Life OptiBlend 5 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal The opportunity for index-linked growth Guaranteed lifetime income in. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. This, and other updated information, can also be obtained by reading page 164 of the prospectus, or by. When you initially purchase an annuity, funds may be contributed in a number of ways, depending on whether the annuity is immediate or deferred. Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime incomeIndexed annuities are a special type of insurance and income-producing financial vehicle. How Do Annuities Work; What is a Retirement Annuity? What is Annuity Income? Annuity Types. The amount of this charge will depend on the interest rate guarantee that is chosen – either a 5-year, 7-year, or 10-year. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. At Annuity Gator we work for you, the investor, so our advice comes to you unbiased. As a source of guaranteed income delivered by a. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time) The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Protection from loss in a down market. For. Competitive interest rates. The Annuity Gator’s End Take on the Ultra-Premier 7 Annuity from United of Omaha Where it works best: While this particular annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: Guaranteed growth for a set period of time (in this case, for 7 full years)Annuity Gator is made up of a team of annuity and retirement income planning experts. In the case of the LiveWell 10-Year Fixed Index Annuity from Sammons, you will find that if you choose to add the optional guaranteed lifetime withdrawal benefit, there is an additional fee involved. S If you would like to read more of our VOYA Financial annuity reviews here is a link to check out: Voya Life Guarantee Choice Fixed Deferred Annuity . 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be;American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. The minimum fee for this feature is . We can be reached by phone at (888) 440-2468 and via email by going to our secure online contact form. 0 product could be a viable option for those who: Want the opportunity for high, market-related returns; Are seeking a lifetime incomeThe Annuity Gator’s End Take on the Sentinel Security Life Personal Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal; If you want a set rate of growth (at least for the first 5 years) If you want the security of knowing you’ll have a guaranteed income in retirement;At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. At Annuity Gator, our mission is to educate consumers about how annuities work, and how they can provide you with the worry-free retirement you deserve. For instance, this annuity has ten years of back-end surrender charges. My name is Brian Greco. Despite the current volatility in the market and the low. If you want to learn modern approaches to protect and grow your retirement savings and ensure that you never outlive your money — you have come to the right place!”. 11:13 AM, 29 January 2019 . The Annuity Gator’s End Take on the North American Prizm Plus 14 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher. We look forward to helping you create your retirement savings and income strategy. In this case, while longer terms will typically offer higher rates of return, shorter terms can help with managing market fluctuations better. These begin in Year 1 at 9%, and they gradually grade down to . I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. At Annuity Gator, we are a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. As of mid-year 2019, Athene held nearly $133 billion in total assets, with more than $113 billion in invested assets, and over $1 billion in excess capital. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. That being said, there are still some ways to determine whether or not to. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. This includes comparing different annuities side-by-side – and we. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed income The Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity;The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. M. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. We. Throughout the years, this insurer has grown and expanded, both in terms of client base and assets under management. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The F&G Dynamic Accumulator annuity is actually an offshoot of the basic fixed indexed annuity. As of year-end 2018, American Equity. Independent annuity professionals provide honest. We’ve also been providing these. 2 Living Benefit Rider is only available with Transamerica variable annuities – so if you own an annuity that is fixed or fixed indexed and/or if the annuity was purchased through a different insurance company, then this. Best, and an A- (Strong) from Standard & Poor’s. The Annuity Gator’s End Take on the American Equity Bonus Gold Fixed Indexed Annuity Where it works the best: This annuity may work the best for those who are looking for: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in. Best and a Long-Term Issuer Credit Rating of bbb+. Hagin .